2026 · Week 3 · September 20

The Photo Finish Needs a Microscope

Hayden and Matt Reed make last week's tiny gap look roomy. Spencer takes the express route upward, Mo takes sole possession of the Pick'em lead, and Colorado finally reads the Toilet job description.

The headline

Same two leaders. Somehow, less daylight.

Last week Hayden led Matt Reed by 0.058 points per game. This week it is about 0.010. Hayden sits at 201.2 points over 13 scoring games, or 15.4769 PPG. Matt has 185.6 over 12, or 15.4667. Both display as 15.5 on a one-decimal scoreboard. The league has officially outgrown the family calculator.

Matt won the week with 59.4 new points; Hayden was right behind at 58.7. Both got three Standard wins, a productive Toilet loss, three new poll points, and six correct picks. Matt's roster earned 50.4 game points to Hayden's 49.7. Seven-tenths of a point gained, and still no change of address at the top.

0.010 PPG gap
Moving day

Spencer climbs four. Bryson and Aaron bring boxes.

Spencer made the biggest move, tenth to sixth, with 57.7 points. Alabama, Boise State, and TCU won; UTEP lost by 35; Alabama climbed two poll spots; and his 7–3 ballot tied for the weekly lead. Last week UTEP celebrated its award by winning. This week it returned to the assignment, and the whole operation ran much more smoothly.

Bryson jumped from seventh to fourth on 58.3 points. Texas, Ole Miss, and Liberty all won, Ohio supplied a five-point loss, and Ole Miss climbed from No. 8 to No. 4. Add seven correct picks and you have contributions from every available department. Sarah still holds third at 13.242 PPG, but Bryson is now just 0.075 behind at 13.167.

Aaron followed with a three-place climb, eighth to fifth. Penn State and South Florida each won by exactly 42, paying 14.2 apiece. Charlotte lost by five for another 10.5, while Hawai'i was idle. His 44.9-point week came from only three new scoring games. The roster brought matching receipts and let one teammate take the weekend off.

Tom and Rob Duane each climbed two places, to eleventh and fourteenth. Mo gained one to thirteenth. Going the other direction, Mitch and Rylan each fell five, to ninth and sixteenth; Matt Dillon slipped three to eighth. Stan and Tori dropped one apiece. Hayden, Matt Reed, Sarah, Jay, and Robbie held their spots. Eleven owners moved, and the two people closest together somehow stayed put.

Standard equipment

Oregon finds 84 answers. Tom finds three shut-the-door wins.

Rob Duane went from zero game points across his roster in Week 2 to 44.3 in Week 3. Oregon led the recovery with an 84–0 win over Portland State, worth 18.4 pool points—the biggest drafted-team game return of the week, matching James Madison's Week 2 payout. Arizona added 12.5 by beating Northern Illinois, and Colorado supplied 13.4 by losing. With Army idle, every active slot paid. Six correct picks and a one-point Oregon poll recovery made it a 51.3-point rebound. That is how you send the basement key back upstairs.

Tom's Standard teams went a combined 145–10: Oklahoma State beat Murray State 59–0, Indiana beat Western Kentucky 38–0, and Illinois beat Southern Illinois 48–10. Those three wins paid 43.5 game points. UMass still won in the Toilet slot, but Tom added 46.5 overall and rose to eleventh. Last week he escaped the basement. This week he is putting some distance between himself and the stairs.

At the front, Iowa's 55–0 win supplied Hayden's biggest game return at 15.5, alongside BYU's 41–23 win and North Dakota State's 31–10 win. Matt Reed answered with Michigan 52–17, Utah 33–0, and Kansas State 31–20. Northern Illinois' 42–17 loss completed Matt's sweep of useful outcomes. Neither leader has been leaving much work for the rest of the roster to explain.

The plumbing report

Colorado clocks in. Sam Houston misses the memo.

Ten of the fifteen active Toilet teams lost this week. Colorado finally helped Rob by falling 41–7 to Northwestern; Georgia State helped Jay with a 44–30 loss to UCF; Ohio helped Bryson by losing 41–36 to South Alabama. After several early-season demonstrations of unwanted competence, the plumbing is starting to cooperate.

UTEP takes Employee of the Weak with 13.5 points from its 35-point loss at Michigan, edging Colorado by one-tenth. That Michigan–UTEP game paid Matt Reed and Spencer 13.5 each. Arizona–Northern Illinois did the same favor for Rob and Matt at 12.5 each. Sometimes the most harmonious relationship in this league is two owners rooting for the same blowout for completely different reasons.

The holdouts were Oregon State, UMass, Boston College, and Arizona State, plus an especially enthusiastic Sam Houston. Sam Houston's 59–0 win over Nicholls was magnificent football and a zero-point contribution to Matt Dillon. It matched Oklahoma State's score exactly. Tom collected 15.9; Matt collected a character-building experience.

The poll bill

Louisville gets a promotion. Winning still does not guarantee a refund.

Robbie got the week's biggest owner poll gain: seven points, all from Louisville rising from No. 23 to No. 16 after beating SMU 41–31. Memphis added a 45–21 win, and Robbie banked 30.4 overall. Across the same matchup, Mitch got no SMU game points and a six-point ranking deduction. Add LSU's loss to Ole Miss and three-place fall, and Mitch's poll bill reached nine. Toledo's 49–48 escape and Stanford's useful loss kept the week positive at 18.9.

Rylan absorbed the largest ranking hit. Texas A&M lost 31–21 to Kentucky and fell from No. 9 to No. 23, costing fourteen points. USC won 42–35 for 10.7, but Rice lost and Arizona State won in the Toilet slot. With no Pick'em points, his total fell 3.3 to 88.5. The good news is that USC showed up. The less convenient news is that it needed a larger plus-one.

Mo found the week's strangest winning receipt: Ohio State beat Kent State 59–3 and slipped from sixth to seventh; Oklahoma beat New Mexico 14–6 and fell from No. 24 out of the poll. Three ranking points gone after two wins. Mo still added 54.0 thanks to four useful roster results and seven picks. Indiana and Miami also won while dropping one spot each. Sunday's poll continues to reserve the right to read Saturday differently.

Sarah's Houston lost 28–26 to Matt Dillon's Texas Tech, then slid three places to No. 25. Tennessee's one-place climb softened the deduction to two. Notre Dame and Tennessee supplied 25.0 game points, but New Mexico State was idle and the weekly gain settled at 27.0. Matt Dillon got the happier half of that close game plus two poll points, but New Mexico's loss, Navy's bye, and Sam Houston's victory limited him to 18.2 overall.

Please Increase Magnification

Hayden and Matt Reed

15.4769 PPG versus 15.4667. Both round to 15.5. Last week the third decimal had a speaking role; this week it needs its own dressing room.

The Biggest Deposit

Matt Reed

59.4 new points, narrowly ahead of Hayden’s 58.7 and Bryson’s 58.3. All four roster slots paid. Michigan, Utah, Kansas State, and Northern Illinois have formed a very efficient accounting department.

Taking the Express Stairs

Spencer Reed

Tenth to sixth on 57.7 points, the week’s biggest climb. Every roster slot contributed, and he shared the best ballot at 7–3. UTEP has been welcomed back from its brief experiment with winning.

We Heard There Were Concerns

Rob’s Oregon

After last week’s loss and fifteen-place poll plunge, Oregon beat Portland State 84–0. That paid 18.4 points, matching James Madison’s huge Week 2 return. A fairly emphatic response to the suggestion box.

Employee of the Weak

Spencer’s UTEP

A 52–17 loss at Michigan paid 13.5 Toilet points, just ahead of Colorado’s 13.4. The Week 1 winner reclaims the award after an unauthorized Week 2 victory.

The Unanimous Ambush, Part Three

West Virginia

Thirteen Virginia picks. Zero West Virginia picks. A 38–27 Mountaineers win. Colorado and Georgia State have apparently been sharing the league’s mailing address.

The ballot box

Four weekly winners. One season leader. Another unanimous surprise.

Bryson, Mo, Spencer, and Stan shared the weekly honors at 7–3. Mo now leads season Pick'em outright with 31 correct out of 40, one ahead of Bryson, Stan, and Matt Dillon at 30. Mo is thirteenth overall and first on the ballot leaderboard. His picks have their own penthouse, and they are still trying to get the roster approved for a visitor pass.

West Virginia beat Virginia 38–27, and all thirteen submitted picks were on Virginia. After Colorado in Week 1 and Georgia State in Week 2, this is the third straight recap with a unanimous ambush. Utah provided the antidote: thirteen Utah picks, thirteen correct answers, and a 33–0 win over Utah State. Group confidence remains a product with mixed reviews.

Mitch and Spencer were the only two to pick Mississippi State's 41–34 win at South Carolina. Last week Mitch owned the lonely upset market outright; this week Spencer opened a branch office. Ole Miss rewarded six of thirteen ballots by beating LSU, while Florida and Northwestern each rewarded seven. There were plenty of ways to separate from the crowd, provided you chose the right crowd.

Jay, Robbie, and Rylan had no Week 3 picks recorded. Sarah submitted nine of ten: four correct, five incorrect, and one missing selection on Houston–Texas Tech. That game had twelve picks; the other nine had thirteen. Missing picks are shown separately below so a partial ballot does not get mistaken for either a full ballot or no ballot at all.

1Bryson Reed7–330 season correct
1Mo Reeder7–331 season correct
1Spencer Reed7–326 season correct
1Stan Reed7–330 season correct
5Hayden Reed6–427 season correct
5Matt Dillon6–430 season correct
5Matt Reed6–428 season correct
5Rob Duane6–427 season correct
9Aaron Reed5–526 season correct
9Mitch Reed5–527 season correct
9Tori Dillon5–524 season correct
12Sarah Moore4–5 · 1 missing23 season correct
12Tom Bickart4–622 season correct
14Jay WallaceNo picks · 10 missed
14Robbie BairdNo picks · 10 missed
14Rylan ReedNo picks · 10 missed
Every owner

The Standings: Points Per Game

Ordered by official PPG: total points, including Pick'em, divided by completed drafted-team scoring games. Season totals include Weeks 0–3. “This week” includes Week 3 games and the September 20 poll adjustment. PPG is rounded to one decimal here; the headline uses more precision.

1Hayden Reed201.2 points · 13 games+58.7 this week · 163.2 game + 11 ranking + 27 picks overall15.5PPG

Three Standard wins and another useful UL Monroe loss produced 49.7 game points. BYU and Iowa added three poll points. Still first, now by just 0.010 PPG. The photo finish has requested a microscope.

2Matt Reed185.6 points · 12 games+59.4 this week · 153.6 game + 4 ranking + 28 picks overall15.5PPG

The biggest week in the league: 59.4 points. All four slots paid, led by Michigan’s 13.5 and Utah’s 13.3. Second place is getting very crowded at the front.

3Sarah Moore158.9 points · 12 games+27.0 this week · 130.9 game + 5 ranking + 23 picks overall13.2PPG

Notre Dame and Tennessee earned 25.0 game points, but Houston lost by two and New Mexico State was idle. Four correct picks, five misses, and one unsubmitted selection. Still third, with Bryson just 0.075 PPG behind.

4Bryson Reed158.0 points · 12 games+58.3 this week · 119.0 game + 9 ranking + 30 picks overall13.2PPG

All four slots paid, Ole Miss climbed four places, and a 7–3 ballot completed a 58.3-point week. Seventh to fourth. Ohio finally contributed the sort of result its owner ordered.

5Aaron Reed152.0 points · 12 games+44.9 this week · 121.0 game + 5 ranking + 26 picks overall12.7PPG

Penn State and South Florida each won by 42 for matching 14.2-point returns. Charlotte added 10.5 while Hawai’i was idle. Up three places to fifth; apparently the roster believes in equal pay for equal margins.

6Spencer Reed148.8 points · 12 games+57.7 this week · 117.8 game + 5 ranking + 26 picks overall12.4PPG

Three Standard wins, a 35-point UTEP loss, two Alabama poll points, and a joint-best 7–3 ballot. A 57.7-point week moves him from tenth to sixth, the biggest climb in the league.

7Stan Reed142.8 points · 12 games+40.6 this week · 112.8 game + 0 ranking + 30 picks overall11.9PPG

Louisiana, James Madison, and Fresno State all won for 33.6 game points. Oregon State won too, which is less useful in the Toilet slot. A 7–3 ballot brings him to 30 season picks; down one place to seventh.

8Matt Dillon127.6 points · 11 games+18.2 this week · 96.6 game + 1 ranking + 30 picks overall11.6PPG

Texas Tech’s two-point escape supplied all 10.2 game points. New Mexico lost, Navy was idle, and Sam Houston won 59–0 in the wrong slot. Six picks and two poll points helped, but fifth becomes eighth.

9Mitch Reed129.2 points · 12 games+18.9 this week · 104.2 game − 2 ranking + 27 picks overall10.8PPG

Toledo survived 49–48 and Stanford supplied a 28-point loss. LSU and SMU both lost, then surrendered nine poll points combined. Last week’s lone upset collector lands ninth after an 18.9-point week.

10Tori Dillon128.5 points · 12 games+25.7 this week · 103.5 game + 1 ranking + 24 picks overall10.7PPG

Miami won and Purdue lost for 22.7 game points; Virginia lost and UNLV rested. Two poll points disappeared, including Virginia’s exit. Tenth, only 0.058 PPG behind Mitch.

11Tom Bickart118.3 points · 12 games+46.5 this week · 95.3 game + 1 ranking + 22 picks overall9.9PPG

Three Standard wins by a combined 135 points generated 43.5 game points. UMass kept winning in the Toilet slot, but Tom still climbed two places to eleventh. The basement key is getting farther away.

12Jay Wallace116.8 points · 12 games+37.4 this week · 103.8 game − 8 ranking + 21 picks overall9.7PPG

Georgia, Washington, and a newly cooperative Georgia State supplied 37.4 points. No Week 3 picks were recorded. Holds twelfth, with the ballot box available as an additional scoring option.

13Mo Reeder114.2 points · 12 games+54.0 this week · 105.2 game − 22 ranking + 31 picks overall9.5PPG

All four slots paid 50.0 game points, and another 7–3 ballot puts Mo alone atop season Pick’em at 31. Ohio State and Oklahoma won yet cost three poll points. Up one place to thirteenth anyway.

14Rob Duane92.4 points · 11 games+51.3 this week · 83.4 game − 18 ranking + 27 picks overall8.4PPG

Oregon’s 84–0 win led a 51.3-point rebound, with Arizona winning and Colorado finally losing. Army was idle. Sixteenth to fourteenth: the elevator has remembered the up button.

15Robbie Baird93.6 points · 13 games+30.4 this week · 85.6 game + 8 ranking + 0 picks overall7.2PPG

Memphis and Louisville supplied 23.4 game points; Louisville’s seven-place poll climb was the league’s biggest owner ranking gain. Boston College won, San Diego State lost, and no picks were recorded. Holds fifteenth.

16Rylan Reed88.5 points · 13 games−3.3 this week · 101.5 game − 13 ranking + 0 picks overall6.8PPG

USC’s 10.7 points could not offset Texas A&M’s fourteen-place poll fall. Rice lost, Arizona State won in the Toilet slot, and no picks were recorded. A net 3.3-point decline leaves Rylan sixteenth; USC kept a light on.

Ten new verdicts

The Week 3 Pick'em Slate

Winning-side support among submitted picks for each game. Twelve selections on Houston–Texas Tech; thirteen on every other matchup.

Houston26Texas Tech28
10 of 12picked the winner
North Carolina20Clemson28
7 of 13picked the winner
Utah State0Utah33
13 of 13picked the winner
Mississippi St41South Carolina34
2 of 13picked the winner
Florida44Auburn39
7 of 13picked the winner
LSU24Ole Miss32
6 of 13picked the winner
BYU41Colorado St23
12 of 13picked the winner
West Virginia38Virginia27
0 of 13picked the winner
Colorado7Northwestern41
7 of 13picked the winner
Virginia Tech35Maryland26
11 of 13picked the winner
Week 3 is in the books.

Bring your picks. Borrow a microscope.

Hayden still has first place, Matt Reed has the biggest week, and Spencer has four fewer people in front of him. Mo has the ballot lead, Colorado has finally contributed, and unanimous picks have requested less publicity. Root for your Standard teams, root against your Toilet, and submit the whole ballot. At the top, even a fraction of a point is getting a lot of attention.

View current standings

Fixed Week 3 snapshot captured September 20, 2026, from the league's recorded final results, awarded Pick'em points, and September 20 poll. Game dates use America/Denver. Season ranking points measure movement from the August 17 baseline; weekly changes use the published September 13 snapshot. Published figures remain fixed for this edition.